Loan Requirements

• You must be a member of the Credit Union.
• You must submit a completed loan application.
• All information must be completed on the loan application.
• Life insurance and disability insurance coverage is no longer available through the Credit Union.
• A copy of your last pay stub must accompany the application.
• One (1) loan payment is a required deposit to be held in your regular share account. This deposit will remain in your account until your loan is paid in full.

• Once your loan is approved, you must sign/e-sign a Note-Disclosure-Security Agreement.  Once our office receives this Note back signed we will process the proceeds of your loan and mail them to you with copies of all your paperwork. If you sign in the office the proceeds will be available at this time.
• The Credit Union reports to Experian Credit Services

When you request a loan application a cover page is sent describing in detail the loan requirements.